Mortgage refusal because of spray foam
We remove the foam, document the timber condition with photographs and moisture readings, and supply a report your lender accepts. Most Grimsby cases are resolved within a week of the survey.
If spray foam insulation is blocking your mortgage, trapping damp, or hiding roof rot, our spray foam insulation removal in Grimsby, North East Lincolnshire gets your loft back to a clean, breathable state. We handle open cell and closed cell foam, protect your timbers, and leave the roof space ready for a surveyor to pass. Same-day assessments across Grimsby and North East Lincolnshire.

Spray foam insulation removal in Grimsby, North East Lincolnshire is the controlled stripping of cured polyurethane foam from roof timbers, rafters and loft decks. We cut the foam back with a spray foam cutting saw and oscillating multi-tool, then extract the waste through an industrial vacuum and air scrubber so dust and fibres stay contained. The timber is cleaned, checked with a moisture meter and boroscope camera, and any rot or decay is flagged before we treat and reassemble the roof build-up. Most lofts are cleared in one to two days.
Grimsby homeowners call us for three reasons: a mortgage lender has refused to lend on a foam-insulated property, damp and condensation have appeared behind the foam, or a building survey has flagged hidden structural damage. Coastal weather off the Humber drives rain into older roofs, and foam traps that moisture against the timber. If you need spray foam insulation extraction Grimsby wide, we survey, quote and remove, then leave the loft ready for breathable membrane and mineral wool. We also cover spray foam insulation removal near me in Grimsby for urgent lender deadlines.
Every spray foam insulation removal job includes survey, containment, cutting, extraction, timber inspection and a written report. Reinsulation and roof repairs are quoted separately if you need them, and we will tell you before any work begins.
A boroscope camera inspection and moisture meter readings across the rafters, plus a fixed written quote. Takes about 45 minutes and there is no charge, whether or not you proceed with the removal.
Sealed loft hatch, protective sheeting, air scrubber and industrial vacuum extraction. Dust and foam particles stay in the loft, not on your landing. This is the difference between a professional removal and a cheap strip-out.
Dated photographs and moisture readings for every rafter we expose, plus notes on any rot or decay found. This is the document lenders and surveyors ask for, and we issue it within 48 hours of completion.
All removed foam, timber debris and packaging is taken away and disposed of through licensed waste carriers. We separate recyclable material where possible and provide a waste transfer note on request.
If you want the loft reinsulated after removal, we can fit insulation boards, mineral wool or a breathable membrane system. This is quoted separately so you can decide once you have seen the timber condition.
Our removal work is covered by a 5-year workmanship warranty. If foam residue or dust becomes an issue after we leave, we return and put it right. The warranty is issued in writing with your completion report.
We attend your Grimsby property, inspect the loft with a boroscope camera, and take moisture meter readings across the timbers. You get a fixed price the same day, covering removal, extraction, disposal and a written condition report. No hidden extras, no day-rate surprises.
Before cutting starts we lay protective clothing and sheeting, seal the loft hatch, and set up an air scrubber to keep dust out of your living space. Respirators and PASMA-certified access equipment are used throughout. This stage usually takes 30 to 45 minutes.
We cut the foam into manageable sections with a spray foam cutting saw and oscillating multi-tool, then feed it into an industrial vacuum. Open cell foam comes away quickly; closed cell foam is denser and slower. A typical three-bedroom semi takes one to two days.
Once the bulk is out we clean residual foam from the rafters, check every timber with a moisture meter, and photograph any decay. If rot is found we treat it and note it in the report. This is the stage that decides whether your lender signs off.
We refit insulation boards or mineral wool where appropriate, reinstate the vapour barrier, and leave the loft swept and ready for inspection. You receive a written removal report, before-and-after photographs, and a 5-year workmanship warranty on the removal itself.
Purpose-built equipment, used by trained technicians — so the job is done accurately the first time.
Cuts cured closed cell foam into sections that can be handled and extracted without tearing the timber surface underneath.
Trims foam from awkward rafters, eaves and around pipework where a full saw cannot reach. Slower but far more precise.
Extracts foam fragments, dust and debris directly into a sealed container, keeping the loft and your landing clean throughout the job.
Filters airborne particles while we cut, so dust does not migrate into living areas. Essential on occupied properties.
Inspects behind foam and inside rafter bays before removal, so we know what we are dealing with before cutting starts.
Takes timber readings before and after removal to prove the roof space has dried and to document condition for your lender.
Removes thin foam residue from rafters without wetting the timber, leaving a clean surface for inspection and reinsulation.
A three-bedroom semi in Scartho had closed cell foam sprayed between the rafters in 2014. The buyer's lender declined the mortgage and the sale stalled. The loft was sealed, humid, and the surveyor could not inspect the timbers.
We removed the foam over two days, exposed every rafter, and found early rot on four timbers which we treated. Moisture readings dropped from 24% to 14%. The lender accepted our report and the sale completed three weeks later.
A coastal terrace in Cleethorpes had mould patches on two upstairs ceilings and a musty smell throughout the first floor. Open cell foam had been sprayed across the roof deck, blocking ventilation and trapping moisture from wind-driven rain.
We extracted the foam in a single day, cleaned the rafters, and reinstated a breathable membrane path. Within three weeks the ceilings were dry, the smell had gone, and a follow-up moisture meter reading confirmed the timber had returned to normal levels.
A landlord with two terraced rentals in Immingham faced a compliance inspection with spray foam in both lofts. One property also had a failed vapour barrier and damp in the rear bedroom.
We cleared both lofts over three days, replaced the vapour barrier in the rear bedroom, and fitted new mineral wool insulation. Both properties passed inspection, and the landlord received waste transfer notes and condition reports for each address.
Foam insulation causes a predictable set of problems in Grimsby homes. Recognising them early keeps the repair bill down and protects your sale.
Ask a pro →We remove the foam, document the timber condition with photographs and moisture readings, and supply a report your lender accepts. Most Grimsby cases are resolved within a week of the survey.
We strip the foam, dry and treat the timbers, and reinstate a breathable path so the roof space can ventilate again. A moisture meter reading is taken before and after to prove the change.
Our boroscope camera inspection finds decay early. We treat affected timbers and replace what cannot be saved, then document everything for your surveyor or insurer.
A completed removal with a written report gives your insurer the evidence they need to reinstate cover. We can provide the documentation directly to your broker if that speeds things up.
Most Grimsby lofts fall between £1,800 and £4,500 in 2026, depending on loft size, foam type and access. Open cell foam is cheaper to remove than closed cell because it cuts faster. A three-bedroom semi with straightforward loft access usually lands near the lower end. We confirm a fixed price after a free survey, and there is no charge for the assessment.
Yes. We cover the whole of North East Lincolnshire, including Grimsby, Cleethorpes, Immingham, Healing, Stallingborough and Waltham. Our team is based locally, so travel is not added to your quote. If you are outside these areas, call 0147 246 0146 and we will confirm whether we can reach you.
Removal usually improves your position. Most lenders refuse to lend while foam is present, but once it is removed and the timber is documented as sound, the property can be valued normally. We supply a written report with moisture readings and photographs that you can pass to your lender or solicitor, typically within 48 hours of completion.
A typical Grimsby semi-detached loft takes one to two working days. Larger detached lofts, or roofs with closed cell foam and restricted access, can take three days. We work in stages, so you are not without a loft hatch for the whole period. The survey gives you a firm timescale before any work starts.
Free loft survey, fixed written price, and a mortgage-ready report when we finish. Call 0147 246 0146 and we will arrange a same-day assessment wherever possible across Grimsby and North East Lincolnshire.
Book a Survey 0147 246 0146 →Ring us on 0147 246 0146 between 8am and 6pm, Monday to Friday, and we will book a survey at a time that suits you. Most Grimsby postcodes get a same-week appointment, and urgent mortgage deadlines are usually accommodated within 48 hours. If you prefer, email info@apexfocussprayfoam.com with a photo of your loft and we will give you an initial view before we visit.